Dear Mr. {{ $member->name }},

Warm greetings from BNI Brios.

@if ($payment->duration >= 3)

Congratulations! By choosing advance payment, you’ve shown strong commitment and enjoyed an 8% savings — a smart and strategic decision.

Your initiative reflects leadership and professionalism within our network.

@else

Thank you for your prompt payment. We truly appreciate your timely commitment to the chapter.

@endif